GENIUS Act compliance for permitted payment stablecoin issuers.

    Built for federally and state-licensed stablecoin issuers and the custodians that support them.

    Permitted reserve tests

    6 reserve tests · all passing · run 06:00 today

    One-to-one reserve backing

    100.4%

    Pass

    Permitted reserve assets only

    100.0%

    Pass

    AI RECONCILIATION ENGINE

    AI-powered reserve verification intelligence.

    The AI engine reads your live reconciliation data and applies the correct regulatory framework automatically. Five structured actions, auto-match, explain exceptions, detect anomalies, generate board narratives, draft remediation plans.

    GENIUS Act §4(c)§5§7

    Auto-match with confidence scoring

    Fuzzy-matches client liabilities against safeguarded balances: with confidence scores on every pair

    Exception analysis with citations

    Root cause analysis for every unmatched item, citing the correct regulation

    Board-ready narratives from live data

    Institutional-grade reconciliation summaries generated from your current position

    Exception investigation queue

    T-bill valuation, USD 26,114

    EX-3304

    Instrument priced at the prior close, custody applied today's mark

    Cause proposed

    Redemption in flight, USD 13,888

    EX-3302

    Coins burned before the fiat payment settled

    Cause proposed

    Operational workflows. Mapped to live obligations.

    1:1 reserve verification against qualifying assets

    Continuous verification that reserves meet GENIUS Act backing requirements, distinguishing qualifying from non-qualifying assets in real time.

    Permitted reserve reconciliation

    Coverage

    100.31%

    Insured deposits · USD

    Matched

    288,118,440

    T-bills · 93 days or less

    Priced T-1

    142,206,118

    Monthly attestation and audit preparation

    Continuous generation of audit-ready evidence packages for mandated monthly attestations and annual reserve examinations.

    Case BR-4408

    Difference

    USD 26,114

    Backing ratio

    100.31%

    1. 06:00

      Reserve reconciliation identified a valuation difference

    2. 06:08

      Cause proposed, instrument priced at the prior close

    Federal and state regulatory reporting

    GENIUS Act reserve disclosures, OCC-aligned reports, and state-level submissions from one unified data layer.

    Attestation output pipeline

    GENIUS Act §4

    82/84 fields

    Auditor attestation

    96/96 fields

    Insolvency protection and priority of claims

    Verify segregation and legal structures required to protect stablecoin holders in issuer receivership scenarios.

    AI COPILOT

    Ask questions. Get answers from live data.

    Ask questions about your compliance position in plain English. Generate audit-ready reports and board narratives from live data.

    Safeheld AI

    GENIUS Act Demo

    Request a GENIUS Act demo.

    A 30-minute working session. We map your current setup against GENIUS Act obligations and show you what Safeheld would automate.

    Connect

    Bank, ledger and processor data in one model

    Reconcile

    Liabilities against the funds that protect them

    Resolve

    Shortfalls and breaks routed for investigation

    Prove

    An auditable evidence trail behind every run

    Get Started

    Request a demo

    By continuing, you agree to our terms and privacy policy.

    The system of record for client funds and reserves