MiCA compliance across all 27 EU member states.

    Built for CASPs, ART issuers, and EMT issuers operating under MiCA Titles III, IV, and V across all 27 EU member states.

    Reserve of assets, Title IV

    Reserve adequate · concentration within limits

    EU sovereign bonds ≤ 90d

    Credit institution, IE

    Adequate

    Central bank deposits

    National central bank

    Adequate

    AI RECONCILIATION ENGINE

    AI-powered MiCA compliance reconciliation.

    The AI engine reads your live reconciliation data and applies the correct regulatory framework automatically. Five structured actions, auto-match, explain exceptions, detect anomalies, generate board narratives, draft remediation plans.

    MiCA Art. 36–38Art. 67–73Art. 75–77

    Auto-match with confidence scoring

    Fuzzy-matches client liabilities against safeguarded balances: with confidence scores on every pair

    Exception analysis with citations

    Root cause analysis for every unmatched item, citing the correct regulation

    Board-ready narratives from live data

    Institutional-grade reconciliation summaries generated from your current position

    Exception investigation queue

    Network fee, 1.31 ETH

    EX-8804

    Gas deducted from the omnibus wallet, allocation to client accounts pending

    Cause proposed

    EMT redemption, EUR 14,118

    EX-8802

    Tokens burned before the fiat leg settled

    Cause proposed

    Operational workflows. Mapped to live obligations.

    Client asset safeguarding and segregation

    Continuous verification that client crypto assets are segregated from CASP proprietary holdings, across every custody arrangement.

    Client asset and reserve reconciliation

    Coverage

    100.18%

    Client fiat · EUR segregated

    Matched

    62,118,440

    Client crypto · omnibus

    Part matched

    18,440.22 ETH

    Reserve adequacy for ART and EMT issuers

    Continuous monitoring that tokens are fully backed by qualifying reserves with automated NCA escalation.

    Case BR-7712

    Difference

    1.31 ETH

    Value at detection

    EUR 4,880

    1. 06:00

      Segregation check identified a difference against on-chain balances

    2. 06:10

      Cause proposed, network fees deducted from the omnibus wallet

    Custody governance and key management

    MiCA Articles 67 and 68 custody obligations, including sub-custodian due diligence, key management governance, and delegation chain documentation.

    Regulatory output pipeline

    MiCA Art. 70

    64/66 fields

    MiCA Art. 36

    72/72 fields

    NCA reporting and cross-border passporting

    Generate MiCA-specific compliance packages for national competent authorities across all 27 EU member states.

    AI COPILOT

    Ask questions. Get answers from live data.

    Ask questions about your compliance position in plain English. Generate audit-ready reports and board narratives from live data.

    Safeheld AI

    MiCA Demo

    Request a MiCA demo.

    A 30-minute working session. We map your current setup against MiCA obligations and show you what Safeheld would automate.

    Connect

    Bank, ledger and processor data in one model

    Reconcile

    Liabilities against the funds that protect them

    Resolve

    Shortfalls and breaks routed for investigation

    Prove

    An auditable evidence trail behind every run

    Get Started

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    The system of record for client funds and reserves