Client money, controlled.
Safeheld reconciles client money every day, resolves every break and prepares every regulatory return for sign-off.
Our experts have advised.
40 years' combined experience in payments regulation.
Statements in. Returns out.
Your bank statements in, each regulator's return out, and one reconciled position in between.
Your banks
Each regulator
NMLS
FCA
Bank of Canada
DNB
MAS
ASICDone every day.
From the bank statement to the regulator's return, approved by your team.
01 Reconcile
Reconciled every day, before your team starts work.
02 Investigate
Every difference explained.
03 Forecast
Funding needs, seen before they land.
04 Act
Money moved with approval.
05 Report
Returns prepared on time, from the same figures.
Matched is not controlled.
A reconciliation can balance to the penny and still leave customers exposed. Safeheld checks what a match cannot.
- The right entityEach company's money against its own customers, never netted across the group.
- The right assetsOnly accounts and assets that count under that entity's rules.
- The right timeChecked at each regulator's cut-off, every business day.
- The right obligationsWhat is owed, under the rules of that licence.
From one licence to many.
Single-licence firms
One entity, a handful of banks.
Daily reconciliation, breaks, approvals and the monthly return, without spreadsheets.
Multi-entity groups
Several licences, several countries.
Each entity reconciled in its own currency and checked against its own regulator, with one group view.
Global enterprises
Dozens of companies in several countries.
Approval limits by company, group forecasting, API access and a full audit trail.
Works with statements from your banks.
The banks you already use, in one reconciled position.
Questions.
What does Safeheld replace?
The daily work your team does today in spreadsheets: reconciling client money, chasing differences, planning funding and preparing regulatory returns. Safeheld does it every day; your team reviews and approves.
Which regulators do you cover?
The UK monthly safeguarding return is produced ready to file. Prepared packs cover state regulators in the US, the Bank of Canada, De Nederlandsche Bank, the Monetary Authority of Singapore, the Hong Kong Monetary Authority and ASIC in Australia.
How do bank statements come in?
By secure file transfer or upload, in the statement files your bank already sends, or as CSV or Excel. Your own systems can send figures directly.
Does Safeheld move money?
Safeheld proposes top-ups, withdrawals and transfers and routes them for approval. Payments are made through your bank and recorded against the position.
Is it only for multinational groups?
No. Single-licence firms use the daily reconciliation, breaks and returns. Groups add companies and countries on the same platform.
How is our data protected?
Two-step sign-in, roles from administrator to read-only, a full audit trail and sealed records anyone can verify.