PAYMENTS & CRYPTOASSETS
One control layer for customer funds and reserves across every entity and market you operate in. Connect your banks, ledgers and payment systems, reconcile protected funds, resolve breaks, report and keep the evidence ready.
Built for payments and cryptoasset firms
Client funds position
Continuous reconciliation · run 4,182 · 06:14 UK
Barclays
United Kingdom
HSBC
Hong Kong
Client funds position
Continuous reconciliation · run 4,182 · 06:14 UK time
United Kingdom
FCA PS25/12
Hong Kong
HKMA SVF
Europe
EU PSD2 Art. 10
United Kingdom
FCA PS25/12
HOW IT WORKS
Safeguarding requirement
What customers are owed and what must be protected.
Typical sources: Internal ledger · Core platform · Processor · Customer-account system
Safeheld
Safeguarding resource
What protects those liabilities.
Typical sources: Safeguarding bank · Custody and reserve systems · Appropriate external data
Result
A verified safeguarding position.
GLOBAL
Safeguarding rules change by jurisdiction. The underlying control problem does not. Safeheld gives payments and cryptoasset groups one place to reconcile protected funds, manage breaks, oversee reporting and maintain evidence across their regulated entities.
A common control layer handles ingestion, normalisation, reconciliation, exceptions, workflow and evidence. Jurisdiction-specific logic handles safeguarding methodology, fund and account classification, reporting, governance and retention.
UK EMI
United Kingdom
GBP, EUR
FCA safeguarding
EU PI / EMI
European Union
EUR, PLN
PSD2 / EMD2 national rules
Canadian PSP
Canada
CAD, USD
RPAA safeguarding
Cryptoasset entity
Multi-market
GBP, USD, USDC
Customer fiat and asset records
Stablecoin entity
Multi-market
USD, EUR
Token liabilities vs reserves
Payments entity
Asia-Pacific
SGD, USD
Local safeguarding rules
Illustrative product structure. Safeguarding requirements differ by jurisdiction and are configured per entity.
Each entity keeps its own
IMPLEMENTATION
Safeheld's implementation team handles the connection, mapping and configuration work with your team, so you can move from fragmented safeguarding data to an operating control environment without building the workflow yourself.
Scope depends on your entities, data sources and systems. Your team stays involved: we do the connection and configuration work alongside them.
Implementation can include
DATA CONNECTIVITY
Connect APIs, bank statements and structured financial data into one safeguarding data model. Safeheld works with the interfaces your banks and systems actually provide.
CONTROL, NOT JUST MATCHING
Every result can be reproduced from the same source data and configuration.
Simple and grouped transaction relationships are handled without pushing every complex case into manual review.
Data-mapping changes preserve history rather than rewriting prior evidence.
Every reconciliation retains a verifiable evidence trail.
Reporting is produced from the same reconciled data rather than rebuilt separately in spreadsheets.
Shortfalls and material breaks flow into investigation, escalation and evidence rather than an exceptions spreadsheet.
AI
AI assists exception investigation, root-cause analysis, format recognition and day-to-day operator support. Safeguarding and reconciliation controls themselves remain deterministic and auditable, so every result can be reproduced and evidenced.
RESOURCES
A short walkthrough of how safeguarding data is connected, reconciled, resolved and evidenced.
Connect
Bank, ledger and processor data in one model
Reconcile
Liabilities against the funds that protect them
Resolve
Shortfalls and breaks routed for investigation
Prove
An auditable evidence trail behind every run