Continuous reserve verification for stablecoin issuers operating under MiCA, the GENIUS Act, and PS25.

    Built for ART and EMT issuers, payment stablecoin providers, and the custodians that support them.

    Reserve and peg verification

    Backing 100.6% · peg within tolerance · attested monthly

    Short-dated sovereign bills

    1,032,400,000

    Qualifying

    Overnight reverse repo

    374,200,000

    Qualifying

    AI RECONCILIATION ENGINE

    AI-powered reserve reconciliation.

    The AI engine reads your live reconciliation data and applies the correct regulatory framework automatically. Five structured actions, auto-match, explain exceptions, detect anomalies, generate board narratives, draft remediation plans.

    GENIUS Act §4(c)§5§7MiCA Art. 36–45

    Auto-match with confidence scoring

    Fuzzy-matches client liabilities against safeguarded balances: with confidence scores on every pair

    Exception analysis with citations

    Root cause analysis for every unmatched item, citing the correct regulation

    Board-ready narratives from live data

    Institutional-grade reconciliation summaries generated from your current position

    Exception investigation queue

    T-bill valuation, USD 28,102

    EX-5504

    Instrument priced at the prior close, custody applied today's mark

    Cause proposed

    Redemption in flight, USD 14,206

    EX-5502

    Tokens burned before the fiat payment settled

    Cause proposed

    Operational workflows. Mapped to live obligations.

    Token supply vs. reserve assets: reconciled in real time

    Token supply reconciled against reserve assets continuously, whether you are the issuer, custodian, or infrastructure provider processing flows.

    Reserve reconciliation

    Coverage

    100.42%

    Cash at bank · USD

    Matched

    412,118,004

    T-bills · under 90 days

    Priced T-1

    188,440,220

    Peg stability. Monitored every 15 minutes.

    Token to USD ratio tracked and charted. Deviation beyond tolerance triggers an immediate alert. Reserve ratio of 1:1 enforced at all times.

    Case BR-6604

    Difference

    USD 28,102

    Backing ratio

    100.42%

    1. 06:00

      Reserve reconciliation identified a valuation difference against custody

    2. 06:09

      Cause proposed, T-bill priced on the prior business day close

    Monthly attestation: automated and signed

    Monthly attestation package generated from live reserve data, routed to the registered accounting firm with a sign-off workflow and SHA-256 signed.

    Attestation output pipeline

    Monthly attestation

    88/90 fields

    MiCA Art. 36

    72/72 fields

    Custody chain verification: end-to-end

    Verify the full custody chain from issuer to custodian to sub-custodian, with continuous evidence that reserve assets are held in the correct location.

    Multi-jurisdiction reserve reporting

    Generate MiCA, GENIUS Act, and PS25 reserve reports from one unified data layer, with no duplicate data entry across jurisdictions.

    Operating Model

    What changes operationally

    • Reserve composition is reconciled against tokens in issue continuously, so backing is evidenced rather than asserted.
    • Peg deviation, redemption pressure and reserve movement are monitored together, so the issuer sees stress before it becomes an incident.
    • Regulatory attestation and public disclosure are produced from the same sealed reserve record, so disclosures cannot drift.

    AI COPILOT

    Ask questions. Get answers from live data.

    Ask questions about your compliance position in plain English. Generate audit-ready reports and board narratives from live data.

    Safeheld AI

    Stablecoin Demo

    Request a Stablecoin demo.

    A 30-minute working session. We map your current setup against Stablecoin obligations and show you what Safeheld would automate.

    Connect

    Bank, ledger and processor data in one model

    Reconcile

    Liabilities against the funds that protect them

    Resolve

    Shortfalls and breaks routed for investigation

    Prove

    An auditable evidence trail behind every run

    Get Started

    Request a demo

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    The system of record for client funds and reserves