MAS Payment Services Act compliance for Singapore-licensed firms.
Built for Major Payment Institutions, Standard Payment Institutions, and Digital Payment Token service providers regulated by the Monetary Authority of Singapore.Built for Major Payment Institutions, Standard Payment Institutions, and Digital Payment Token service providers regulated by the Monetary Authority of Singapore. Safeheld automates customer fund segregation, daily reconciliation, MAS regulatory reporting, and compliance evidence in a single continuously verified platform.
Trust account verification
6 trust accounts · undertakings executed · 100.2% coverage
Domestic e-money trust
SGD
Cross-border remittance
SGD
Trust account verification
Singapore Payment Services Act safeguarding, reconciled daily
AI RECONCILIATION ENGINE
AI-powered MAS safeguarding reconciliation.
The AI engine reads your live reconciliation data and applies the correct regulatory framework automatically. Five structured actions, auto-match, explain exceptions, detect anomalies, generate board narratives, draft remediation plans.
Auto-match with confidence scoring
Fuzzy-matches client liabilities against safeguarded balances: with confidence scores on every pair
Exception analysis with citations
Root cause analysis for every unmatched item, citing the correct regulation
Board-ready narratives from live data
Institutional-grade reconciliation summaries generated from your current position
Exception investigation queue
Collection settlement, USD 16,112
EX-4412Collection settled after the safeguarding cut-off, segregates next business day
Token float movement, SGD 5,118
EX-4410On-chain transfer confirmed ahead of the internal record
Operational workflows. Mapped to live obligations.
Reconciliation: MAS Payment Services Act
Daily reconciliation of customer funds against safeguarding bank balances, with multi-currency support including SGD, USD, and EUR.
Customer money reconciliation
Coverage
99.92%
Customer money · SGD
Matched48,118,440
Customer money · USD
Part matched18,204,118
Segregation monitoring and breach detection
Continuous monitoring that customer funds are segregated from operational funds, with configurable threshold alerting.
Case BR-6620
Coverage at detection
99.92%
Shortfall
USD 16,112
06:00
Run detected customer money above the safeguarded balance
06:11
Cause proposed, collection settled after the safeguarding cut-off
MAS regulatory reporting
MAS compliance returns auto-populated from live data, with submission tracking, acceptance status, and a full evidence trail.
Regulatory output pipeline
MAS Notice PSN02
72/74 fields
MAS Notice PSN01
118/118 fields
SHA-256 signed compliance certificates
Timestamped, immutable certificates proving safeguarding compliance. Shareable with MAS and counterparties.
AI COPILOT
Ask questions. Get answers from live data.
Ask questions about your compliance position in plain English. Generate audit-ready reports and board narratives from live data.
Request a MAS demo.
A 30-minute working session. We map your current setup against MAS obligations and show you what Safeheld would automate.
Connect
Bank, ledger and processor data in one model
Reconcile
Liabilities against the funds that protect them
Resolve
Shortfalls and breaks routed for investigation
Prove
An auditable evidence trail behind every run