Client money rules, wherever you are licensed.
Your reconciled figures tested every day against the rules of the regulator that licenses you.
United StatesState money transmitter laws and the GENIUS Act. State regulators through NMLS, federal and state stablecoin regulators.California, Texas, Florida, New York, Washington, GENIUS Act. MSB Call Report, Monthly reserve report.
United KingdomCASS 15, PS25/12. Financial Conduct Authority.Monthly safeguarding return, Safeguarding audit, Resolution pack.
European UnionPSD2 and the E-Money Directive. De Nederlandsche Bank, Bank of Lithuania, Central Bank of Ireland.Netherlands, Lithuania, Ireland. Prudential report T80.01 and T83.00, Safeguarding evidence.
CanadaRetail Payment Activities Act. Bank of Canada.RPAA annual report.
AustraliaCorporations Act, client money. ASIC.FS70 and FS71.
SingaporePayment Services Act 2019. Monetary Authority of Singapore.PSN04 Form 8, safeguarding, PSN04 Form 5, e-money.
Hong KongStored Value Facilities. Hong Kong Monetary Authority.SVF return, float.