Every shortfall. Seen before it happens.
Each company's client money position rolled forward over the next 24 hours, 7 days and 30 days, so every shortfall is sized, dated and funded before it happens.
How it works.
Start from the verified position
The latest reconciled balance for each entity, account and currency.
Add expected payments
Dated payments in and out from your connected sources, plus plans your team records.
Find the low point
The lowest balance in the window, against the minimum balance you set.
Fund the gap
Each shortfall sized and dated, ready to propose in Act.
Horizons
Three horizons, every morning.
| Entity | Projected close | Low point | Status |
|---|---|---|---|
| Nexus Payments Inc.USD | $51,240,000 | $47,980,000 | Known flows |
| Nexus Payments UK LtdGBP | £12,402,118 | £12,125,000 | Below minimum |
| Nexus Payments B.V.EUR | €9,104,500 | €8,870,200 | Known flows |
| Nexus Payments Pte. Ltd.SGD | S$4,980,000 | S$4,610,000 | Partial |
Expected payments
Every expected payment, traced to its source.
| Date | Movement | Amount |
|---|---|---|
| 12 Oct | Payout batchSource-confirmed · payouts_1012.csv, row 4 | −£2,140,000.00 |
| 13 Oct | Card settlementSource-confirmed · acquirer feed | +£1,906,450.00 |
| 14 Oct | Partner prefundingOperator plan v2 · owner and reason recorded | −£1,317,568.40 |
| Excluded | Refund file lineMissing a date, so left out | Not counted |
Low point
The low point, against your minimum.
Funding needs
From the forecast to the funding action.
| Cause | Entity | Amount | By |
|---|---|---|---|
| Forecast below minimum | Nexus Payments UK Ltd | £25,000.00 | 14 Oct |
| Reconciled shortfall | Nexus Payments Pte. Ltd. | S$18,200.00 | 12 Oct |
| Reconciled excess | Nexus Payments Inc. | $302,500.00 | 12 Oct |
Controls and audit.
Calculated, not typed
Every forecast figure is calculated from the verified position and dated records. None is entered by hand.
Plans on the record
Each plan carries an owner, a reason and a supporting reference, and every version is kept.
Minimums recorded
Minimum balances are set with a reason, a name and a time.
No guessing on shared accounts
Accounts shared across entities are excluded until allocated, never split by assumption.
Freshness checked
Each source shows when it last arrived and whether it is current.
Every figure opens
Each total opens to the payments behind it.
What it produces.
Projected closing balance and low point for 24 hours, 7 days and 30 days.
Per entity and currencyClosing balance for each day and account in the window.
Per accountThe first date the balance falls below the minimum balance.
With the shortfallEach need sized and dated, with its cause.
Proposal in ActQuestions.
Where do expected payments come from?
From the sources you connect that carry dated payments, such as payout files, processor and partner feeds, and from plans your team records with an owner and a reason.
How far ahead does the forecast run?
The next 24 hours, 7 days and 30 days, by company and currency.
Is it a statistical prediction?
No. It rolls the verified position forward with known, dated payments and recorded plans. Every figure traces to a record.
What happens when a source is late?
The forecast shows which source is late and marks the entity partial until it arrives.
How are currencies handled?
Each entity and currency is forecast on its own. Nothing is converted or offset.