Every difference. Explained and cleared.

    Routine differences closed by rule, the rest investigated with the evidence attached, every decision recorded and every breach tracked to its deadline.

    How it works.

    01

    Raise

    Every difference from a run becomes a break, with its amount, age, entity and source records.

    02

    Close the routine

    Autopilot closes timing differences that clear within your day limit, every hour.

    03

    Investigate the rest

    AI investigation checks history, the counterparty, currency conversion and similar past breaks, then proposes the cause and the fix.

    04

    Decide and record

    Your team confirms, reviews or escalates. Breaches go to the register with their deadlines.

    Autopilot

    Routine differences, closed by rule.

    Timing differences closed when the same amount and reference arrive on the other side within the day limit, counted in the entity's own working days.
    Never differing amounts, money owed to customers or anything past a deadline.
    Fee withdrawals and receipt transfers prepared as proposals. Autopilot never moves money.
    Anyone in your firm can reopen a closed item, with a reason.
    AutopilotLast hourly run, 09:00
    RuleAmountOutcome
    Timing differenceRef INV-20931 · Nexus Payments Inc.$12,480.00Closed
    Fees left in safeguardingNexus Payments UK Ltd£8,215.40Proposal prepared
    Receipts awaiting transferNexus Payments B.V.€146,300.00Proposal prepared
    Timing differenceRef PAY-88412 · Nexus Payments Inc.$3,100.00Reopened by user
    Autopilot never moves money. Proposals wait for approval.

    AI investigation

    Each break investigated, step by step.

    History: earlier breaks for the same counterparty, customer or reference.
    Currency: whether a conversion explains the amount.
    Similar past breaks found and cited as evidence.
    A proposed cause and fix, with a confidence level. The break is closed, sent for review or escalated.
    InvestigationUnmatched receipt · €4,212.66Sent for review
    1. Similar past breaks3 found for this counterparty, all currency conversions
      Step 1
    2. Payment history11 payments from the same payer in 90 days
      Step 2
    3. Currency checkPaid as $4,560.00, converted by the bank
      Step 3
    4. Proposed cause and fixBank conversion. Match to the USD instruction.
      Step 4
    Confidence: medium. Every step sealed in the record.

    Grouped matches

    One payment against many, with the arithmetic shown.

    Groups proposed where one bank credit settles many ledger entries, or the reverse.
    The sum of each side, the residual and the tolerance, shown together.
    A person accepts or rejects every group. Manual matches wait for a second person's approval.
    Proposed group11 Oct
    Bank credit, INV-20931$48,200.00
    14 ledger entries$48,199.60
    Difference$0.40
    Tolerance $0.50Within
    RejectAccept

    Breaches

    Breaches, tracked to the deadline.

    Five stages: investigate, assess, notify, close and seal.
    Materiality assessed and recorded before notification.
    Notification documents prepared for the regulator, with the deadline in view.
    A sealed case file and a board pack for every breach.
    Breach caseNexus Payments B.V. · EUR
    1. InvestigateExcess not withdrawn by the cut-off
      Done
    2. AssessMateriality assessed and recorded
      Done
    3. NotifyNotification documents prepared
      Due 14 Oct
    4. CloseRoot cause and remediation
    5. SealCase file sealed

    Controls and audit.

    Autopilot under your control

    Each rule is switched on or off by an administrator, with a reason and two-step verification.

    Limits you set

    Days a timing difference may stay open, and how many are closed in each hourly run.

    Reopen with a reason

    Any closed item can be reopened by your team, and the reason is kept.

    Money never moves

    Autopilot and AI investigation prepare. Every movement of money goes through approval in Act.

    Every step sealed

    The records each investigation looked at, its reasoning and its result, sealed with a fingerprint.

    Sign-off guard

    A run cannot be signed off while an investigation has no remediation note, where the control is on.

    What it produces.

    Resolved breaks

    Each break with its cause, its evidence and who closed it.

    Breaks list and history
    Investigation record

    The steps taken, the records consulted, the confidence and the routing.

    Sealed record
    Breach register

    Every breach with the date detected, materiality, deadline and status.

    Register and case files
    Notification documents

    Prepared from the case, for your team to review and send.

    Breach and notification pack

    Questions.

    Does AI close breaks on its own?

    Autopilot uses fixed rules, not AI, and closes only timing differences where the same amount and reference arrive within your day limit. AI investigation proposes a cause and a fix, and routes each break by confidence: closed, sent for review or escalated.

    What will Autopilot never do?

    It never closes differing amounts, money owed to customers or anything past a deadline, and it never moves money. Withdrawals and transfers it prepares wait for normal approval.

    Can we see why a break was closed?

    Yes. Every investigation keeps the records it looked at, the steps it took, the proposed cause, the confidence and the result, sealed in the record.

    How are breaches handled?

    Each breach opens a case in the register. The case moves through investigation, materiality, notification, closure and sealing, with the deadline tracked throughout.

    Can we switch Autopilot off?

    Yes. Each of its three rules is switched on or off by a firm administrator, with a reason recorded.

    Every break, explained.